Medical Insurance for Overseas Chinese Students
一、Relevant regulations：
Operational guidelines for medical insurance for overseas Chinese students with injuries or illnesses (please click the link).
二、Eligible participants：
To maintain the health of overseas Chinese students and ensure that they have access to medical care in case of injury or illness, the Overseas Community Affairs Council provides a subsidy for new overseas Chinese students (including students from Hong Kong and Macau) who have not resided in Taiwan for less than six months and are not eligible to participate in the National Health Insurance. The subsidy is for their participation in medical insurance for injuries or illnesses.
三、Insurance period：
The overseas Chinese student medical insurance program lasts for a total of six months
（一） For new students who arrive in Taiwan for study, the insurance period is from September 1st to the end of February of the following year.
（二）For overseas high school students recommended by school principals for admission (independent enrollment) who are pre-registered for study, the insurance period is from February 1st to the end of July.
四、Subsidy amount：
Overseas Chinese students who participate in this medical insurance program must pay the insurance premium together with their tuition fees at registration. The Overseas Community Affairs Council subsidizes 50% of the insurance premium, and the student is responsible for paying the remaining 580 NT dollars.
五、 Seeking Medical Treatment and Applying for Compensation：
（一）When seeking medical treatment at contracted clinics or hospitals under the National Health Insurance program, you must first pay the medical expenses yourself
（二） Compensation claims must be submitted within 180 days for accidents and within 2 years for illnesses.
（三）Prepare the following documents and submit them to the Overseas Students Advising Division to apply for compensation:
1、Compensation application form
2、Medical expense receipt
3、Diagnosis certificate issued by a doctor
4 、Copy of passport
5、Copy of residence permit (ID)
6、Copy of bank book cover (or post office savings book cover)
（四） When seeking multiple consultations for the same illness, you can ask the doctor to issue a diagnosis certificate on the last visit, indicating the date of each visit on the certificate.
（五） If the medical institution receipt does not include or provide stamp duty, you need to purchase stamp duty at the post office counter. One stamp duty is required for every NT$250 of receipt amount, up to a maximum of four (e.g. NT$1 for a receipt of NT$250, NT$2 for NT$500, NT$3 for NT$750, NT$4 for NT$1000).
六、Compensation is only provided for necessary medical treatment (such as fever, stomach ache, etc.). Orthodontics, medical check-ups, vaccinations, etc. cannot be compensated. The compensation amount is as follows：
（一）Outpatient: The actual amount paid on the receipt, with a daily limit of NT$1,000.
（二）Outpatient surgery: The actual amount paid on the receipt, with a limit of NT$7,000.
（三）Hospitalization: Within NT$120,000, the compensation amount is based on the actual amount paid on the receipt, but the hospital bed is limited to third-class wards.
七、Submit the compensation application documents to the insurance company twice a month. After the insurance company approves the application (which takes about 2-3 weeks), the compensation will be transferred to the student's account.
八、 Overseas Compensation：
（一）When seeking medical treatment outside of Taiwan, the diagnosis certificate and receipt issued by the foreign hospital must first be certified by the local representative office of the Republic of China (Taiwan).
（二）The representative office refers to the embassy, consulate, office, or other authorized institution of the Ministry of Foreign Affairs stationed abroad.
Operational guidelines for medical insurance for overseas Chinese students with injuries or illnesses (please click the link).
二、Eligible participants：
To maintain the health of overseas Chinese students and ensure that they have access to medical care in case of injury or illness, the Overseas Community Affairs Council provides a subsidy for new overseas Chinese students (including students from Hong Kong and Macau) who have not resided in Taiwan for less than six months and are not eligible to participate in the National Health Insurance. The subsidy is for their participation in medical insurance for injuries or illnesses.
三、Insurance period：
The overseas Chinese student medical insurance program lasts for a total of six months
（一） For new students who arrive in Taiwan for study, the insurance period is from September 1st to the end of February of the following year.
（二）For overseas high school students recommended by school principals for admission (independent enrollment) who are pre-registered for study, the insurance period is from February 1st to the end of July.
四、Subsidy amount：
Overseas Chinese students who participate in this medical insurance program must pay the insurance premium together with their tuition fees at registration. The Overseas Community Affairs Council subsidizes 50% of the insurance premium, and the student is responsible for paying the remaining 580 NT dollars.
五、 Seeking Medical Treatment and Applying for Compensation：
（一）When seeking medical treatment at contracted clinics or hospitals under the National Health Insurance program, you must first pay the medical expenses yourself
（二） Compensation claims must be submitted within 180 days for accidents and within 2 years for illnesses.
（三）Prepare the following documents and submit them to the Overseas Students Advising Division to apply for compensation:
1、Compensation application form
2、Medical expense receipt
3、Diagnosis certificate issued by a doctor
4 、Copy of passport
5、Copy of residence permit (ID)
6、Copy of bank book cover (or post office savings book cover)
（四） When seeking multiple consultations for the same illness, you can ask the doctor to issue a diagnosis certificate on the last visit, indicating the date of each visit on the certificate.
（五） If the medical institution receipt does not include or provide stamp duty, you need to purchase stamp duty at the post office counter. One stamp duty is required for every NT$250 of receipt amount, up to a maximum of four (e.g. NT$1 for a receipt of NT$250, NT$2 for NT$500, NT$3 for NT$750, NT$4 for NT$1000).
六、Compensation is only provided for necessary medical treatment (such as fever, stomach ache, etc.). Orthodontics, medical check-ups, vaccinations, etc. cannot be compensated. The compensation amount is as follows：
（一）Outpatient: The actual amount paid on the receipt, with a daily limit of NT$1,000.
（二）Outpatient surgery: The actual amount paid on the receipt, with a limit of NT$7,000.
（三）Hospitalization: Within NT$120,000, the compensation amount is based on the actual amount paid on the receipt, but the hospital bed is limited to third-class wards.
七、Submit the compensation application documents to the insurance company twice a month. After the insurance company approves the application (which takes about 2-3 weeks), the compensation will be transferred to the student's account.
八、 Overseas Compensation：
（一）When seeking medical treatment outside of Taiwan, the diagnosis certificate and receipt issued by the foreign hospital must first be certified by the local representative office of the Republic of China (Taiwan).
（二）The representative office refers to the embassy, consulate, office, or other authorized institution of the Ministry of Foreign Affairs stationed abroad.
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